Floods are one of the most destructive natural disasters, capable of wreaking havoc on homes, businesses, and infrastructure. Though they can occur with little warning, you can take steps to prepare for a flood. Knowing what to do before, during, and after a flood can help minimize the damage and keep yourself and your loved ones safe.
Before a flood:
Planning and preparation are vital to protecting yourself and your property from floods. The first step is to know your flood risk. Check the FEMA flood maps to see if your home is in a high-risk area. Next, create an emergency kit with supplies like non-perishable food, water, a first-aid kit, medications, flashlights, and batteries. It’s also important to plan how you will evacuate if necessary.
Last but not least, ensure you purchase flood insurance. This will help cover repairs and replacement costs if a flood damages your home. When purchasing insurance, ensure a policy covers the full value of your home and its contents.
During a flood:
If you are told to evacuate, do so immediately. Never try to drive through floodwaters. Turn around and go another way if you encounter water on the road. If caught in your car during a flash flood, get out and move to higher ground. If you are stranded, call for help.
Once you are in a safe place, continue to monitor local news reports for information on the flood. Avoid floodwaters if possible, as they can be contaminated with chemical waste or raw sewage. If you must come in contact with floodwaters, wear protective clothing and wash your hands afterward.
After a flood:
Once the floodwaters have receded, it’s time to assess the damage. Take pictures of any damage for your insurance claim. You’ll need to notify your insurance company and start the claims process.
Remember not to touch any electrical equipment that may have been exposed to floodwaters as it could be dangerous. Have a qualified electrician check it before using it. Finally, discard any food that has come into contact with floodwaters.
Get Flood Insurance in Kissimmee, FL
If you live in an area at risk for floods, knowing how to prepare is essential. Following the steps above can help minimize the damage and keep yourself and your loved ones safe. Familia Insurance Agency can help you get the flood insurance you need to protect your home and belongings. Give us a call today to learn more.
