Farms are multifaceted businesses that face multiple risks. Whether you operate a large commercial farm outside of Kissimmee, FL, or a smaller operation closer to town, it’s crucial to protect your farm with the right commercial insurance.
The Need for Commercial Insurance on Farms
Farms are businesses, so they generally need commercial insurance policies. A home insurance policy isn’t designed to protect agricultural buildings, farm equipment, or the risks associated with operating equipment.
This is generally true regardless of the type of farm you operate. Even small organic and educational farms around Kissimmee, FL should have some form of commercial insurance.
Understanding the Need for Specialized Coverage
Commercial insurance typically includes coverages like general liability, commercial building, and commercial contents. We at Familia Insurance Agency broadly recommend these protections for most businesses.
However, if you’re operating a farm, there are other protections to consider. For example, you might need:
- Tractor Insurance: Specialized coverage for tractors and related equipment.
- Livestock Insurance: Coverage for individual animals or herds/flocks of livestock.
- Crop Insurance: Federally subsidized crop coverage, usually purchased as standalone coverage.
- Equipment Breakdown Coverage: May pay for emergency repairs if essential equipment breaks.
At Familia Insurance Agency, we’ll work with you to determine specific coverage needs. Our agents can then help you find those particular coverages that your farm should have.
Insure Your Florida Farm Today
Protect your farming investments with the right coverages. Contact us today, and let us help you secure a policy covering many aspects of your farm’s operations. We’ll make sure it’s well protected.
